In March 2012, Margaret Jones, a 71-year-old Austin great-grandmother, discovered herself in a financial meltdown. Her spouse had recently passed on, sheвЂ™d destroyed a short-term task and she ended up being struggling to call home on a Social protection check of $1,160 every month. Jones, whom asked that her genuine name that is first be applied, had relocated in along with her child but had been seeking her very own spot. She had simply adequate to cover resources, food, fuel on her rent and car, yet not enough left over for a deposit for a condo. Money Plus, a california-based loan that is payday, had recently exposed a spot near her house in Southern Austin, therefore 1 day Jones went in and took down a $225 loan.