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Without a doubt about i want a payday loan but getting refused

Without a doubt about i want a payday loan but getting refused

We first took that loan with payday loan provider Wonga once I is at college to plug a financing gap between my finals and beginning my graduate trainee place.

That resulted in a spiral that is ridiculous of loans in 48 months, between 2013 and 2017. We raised an affordability problem and Wonga offered me personally a complete refund on a handful of loans totalling ВЈ4,000 and treatment from my credit record.

We rejected the offer because i did not think it went far enough and took the situation towards the Financial Ombudsman provider.

Even as we all understand, Wonga went into liquidation and i have a lot more of less kissed goodbye to virtually any hope of the refund that is full of interest.

The Wonga that is now defunct was recognized for levying rates of interest more than 5,000 percent ahead of the city watchdog introduced measures to curtail this training

I am very happy to report that i’ve sorted my funds but i can not get a home loan through the conventional banking institutions i have approached because of the loans on my credit score.

The FOS don’t have any remark and I also simply obtain a generic e-mail from Wonga but i realize the administrators are responsible for the funds of a business in liquidation.